Goldiama operates under strict compliance and governance standards, implementing responsible sourcing, AML/CFT controls, KYC verification, supply chain due diligence, and risk management procedures to ensure transparency and integrity across all business activities.
Goldiama brings together rigorous compliance, governance and transparency across every transaction. From AML/CFT controls and KYC verification to responsible sourcing and supply-chain due diligence, every safeguard is built to protect our clients, partners and the integrity of the wider financial system.
AML/CFT, KYC and full licensing.
OECD-aligned, conflict-free origins.
Verified, traceable counterparties.
Proactive screening and control.
Sourced with Integrity.
Goldiama is committed to responsible sourcing by partnering only with ethical, compliant, and environmentally conscious mining operations. Our sourcing program ensures full traceability, regulatory compliance, and transparent supply chains, promoting fair labor practices, sustainability, and long-term value for our partners and investors.
Due diligence to global guidance.
Only responsible, verified origins.
Provenance tracked mine to market.
Continuous supply-chain screening.
Protecting the System.
Goldiama is committed to the highest standards of Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) compliance. We implement robust Know Your Customer (KYC), customer due diligence, transaction monitoring, and risk assessment procedures to ensure every transaction is transparent, secure, and fully aligned with international regulatory standards. Our compliance-first approach safeguards our investors, partners, and the integrity of the global precious metals ecosystem.
Identity verified before onboarding.
Risk-based, continuous review.
UN and UAE list checks (TFS).
Filed via goAML, without tipping off.
Provenance You Can Prove.
The pillars that make every link in the Goldiama supply chain verifiable.
Every supplier verified and screened.
Provenance recorded at every stage.
Third-party audit and review.
Chain-of-custody, mine to market.
Documented handover at each step.
Continuous re-verification of partners.
Anticipate. Assess. Act.
Goldiama's Compliance Risk Management framework ensures every transaction, partnership, and operational process adheres to international regulations and industry best practices. Through proactive risk assessment, continuous monitoring, and robust governance, we safeguard our ecosystem, protect stakeholders, and maintain the highest standards of transparency, integrity, and regulatory compliance across the global precious metals and diamond value chain.
Business-wide and ongoing.
Risk-based and proportionate.
Early detection and escalation.
Testing, audit and remediation.
Held to a Higher Standard.
We align with the world's leading regulatory and industry standards that define trust in the global precious-metals market.
Due Diligence Guidance for Responsible Supply Chains.
Financial Action Task Force recommendations.
Responsible sourcing and good-delivery standards.
UAE good-delivery and DPMS requirements.
International quality and management standards.
Security Council sanctions and TFS obligations.
Trust, By Design.
At Goldiama, governance and transparency are at the core of every partnership. We uphold the highest standards of ethical business practices, regulatory compliance, and financial accountability to build lasting trust with investors, mining partners, and stakeholders. Through clear reporting, secure transactions, and responsible decision-making, we ensure every investment is managed with integrity, confidence, and complete transparency.
Senior, independent governance.
Separation of duties.
Clear and timely disclosure.
A culture of integrity.
Goldiama LLC (operating goldiama.com) is a UAE-licensed dealer in precious metals, engaged in the wholesale and retail sale of gold and silver bullion. We are fully committed to operating in accordance with the laws of the United Arab Emirates and with international standards on anti-money laundering (AML), counter-terrorism financing (CFT), counter-proliferation financing (CPF), responsible sourcing, and sanctions compliance.
Compliance is not a formality for us it is a core operating principle. The integrity of our supply chain, the trust of our clients, and the security of the wider financial system depend on it.
As a Dealer in Precious Metals and Stones (DPMS), Goldiama LLC is classified as a DNFBP under UAE law, operating under the supervision of the Ministry of Economy and Tourism (MoET).
Goldiama maintains a risk-based AML/CFT/CPF programme proportionate to the nature and size of our business. The programme includes documented policies and procedures, a business-wide risk assessment, customer due diligence, ongoing monitoring, suspicious transaction reporting, record keeping, training, and independent review.
Goldiama has appointed a designated AML/Compliance Officer (MLRO) with sufficient seniority and independence to oversee the compliance framework, assess and report suspicious activity, and act as the principal point of contact with the relevant authorities.
We identify and verify the identity of every customer before establishing a business relationship or carrying out qualifying transactions. Enhanced due diligence is applied to higher-risk customers, including Politically Exposed Persons (PEPs) and customers from higher-risk jurisdictions.
Transactions are monitored on a risk-sensitive basis. Where we know, suspect, or have reasonable grounds to suspect money laundering, terrorism financing or proliferation financing, we file a Suspicious Transaction Report (STR) / Suspicious Activity Report (SAR) with the UAE Financial Intelligence Unit (UAEFIU) via the goAML platform, without tipping off the customer.
We screen customers and counterparties against the UN Security Council Consolidated List and the UAE Local Terrorist List, and comply with all applicable Targeted Financial Sanctions (TFS) obligations, including freezing without delay and reporting to the Executive Office for Control & Non-Proliferation (EOCN).
Goldiama is committed to responsible, conflict-free sourcing aligned with the OECD Due Diligence Guidance for Responsible Supply Chains and applicable UAE good-delivery / responsible-sourcing requirements. We assess supply-chain risks and decline business that cannot meet our sourcing standards.
We retain customer due diligence records, transaction records and supporting documentation for a minimum of five (5) years from the end of the business relationship or the date of the transaction, and make them available to competent authorities on request.
All relevant staff receive AML/CFT training on appointment and on a regular ongoing basis, covering legal obligations, red-flag indicators, internal reporting procedures and the consequences of non-compliance.
We identify and verify the Ultimate Beneficial Owner(s) (UBO) of corporate customers and maintain accurate, up-to-date beneficial ownership information in accordance with Cabinet Resolution No. 109 of 2023.
Goldiama cooperates fully and promptly with the MoET, the UAEFIU, the EOCN and other competent authorities, responding to lawful requests for information and supporting investigations as required.
We apply controls on cash and high-value transactions in line with UAE requirements, including the reporting of qualifying cash transactions at or above the prescribed threshold (currently AED 55,000) to the relevant authorities, and we encourage traceable payment methods.
For compliance enquiries, due diligence requests or to report a concern, please contact our Compliance Office at compliance@goldiama.com or call +971 4 358 9000.
Ragesh Thottungal (Compliance Officer / MLRO)
Phone: +971 4 358 9000
Email: compliance@goldiama.com
